Ontario Rebate Support Logo

Cost-Neutral Home Retrofits

Upgrade your home's efficiency with no upfront cost. Monthly savings can offset upgrade expenses, helping keep energy bills stable.

Request Assessment
Home retrofit work including insulation, window installation, and HVAC services

What Is Cost-Neutral Home Retrofitting?

Cost-neutral retrofits allow homeowners to implement efficiency upgrades with no upfront cost.

Monthly savings from improved efficiency can offset the upgrade payments.

Helps maintain affordable energy bills while improving home comfort.

Often used for heat pumps, insulation, windows, air sealing, and high-efficiency HVAC systems.

How Cost-Neutral Retrofits Work

1

Assessment

Review home's current energy use and opportunities for improvement.

2

Choose Upgrades

Select recommended high-efficiency improvements qualified under cost-neutral guidelines.

3

No Upfront Costs

Upgrades are implemented without requiring immediate payment.

4

Savings Offset Payments

Monthly utility bill reductions offset the program's monthly cost.

Benefits of Cost-Neutral Retrofits

Lower Monthly Energy Costs

Reduce your utility bills through improved home efficiency.

No Upfront Payment Required

Get started without a large initial investment.

Improve Home Comfort Year-Round

Modern systems provide better heating and cooling control.

Reduce Carbon Emissions

Lower your environmental impact with energy-efficient upgrades.

Financial Savings

Achieve significant long-term savings on your energy bills.

Energy Efficiency

Upgrade to systems that use less energy, reducing waste.

Examples of Cost-Neutral Upgrades

Heat pump installation

Cold-Climate Heat Pumps

Efficient heating and cooling for Ontario's climate.

Smart thermostat

Smart Thermostats

Intelligent temperature control for maximum savings.

Insulation installation

Attic & Wall Insulation

Prevent heat loss and improve comfort year-round.

Air sealing spray foam equipment

Air Sealing Improvements

Eliminate drafts and reduce energy waste.

High-efficiency windows in modern room

High-Efficiency Windows

Reduce heat loss and improve insulation value.

HVAC technician working on ductwork

HVAC System Upgrades

Modern, efficient heating and cooling equipment.

Eligibility Overview

Cost-neutral retrofit programs may have the following eligibility requirements:

  • Must be a homeowner in Ontario
    Primary residences are eligible.
  • Must meet cost-neutral program guidelines
    Energy savings must offset financing costs.
  • Residence must be a primary home
    Rental and secondary properties may not qualify.
  • Home must be suitable for selected upgrades
    Assessment determines best equipment for your home.
  • Based on energy performance, not income alone
    Focus is on achieving cost-neutral results.
Happy Ontario family in front of their home

Documentation Needed

Utility Bill

Recent energy bill for analysis

Homeownership Verification

Proof of property ownership

Household Information

Basic details about residents

Occupancy Details

Information about who lives in the home

Frequently Asked Questions

Cost-neutral means that your monthly energy savings from the retrofits are designed to equal or exceed the monthly payment for the upgrades, resulting in no net increase to your monthly expenses.

See If Your Home Qualifies for Cost-Neutral Retrofits

Take the first step toward a more efficient home with no upfront costs.